Quality coverage within your budget
100% digital, hassle-free experience
Quick, transparent claim approvals
Financial safeguard against severe health conditions
Support for partial or total disability
We pay for your hospital stays and treatment costs
Doctor visits and tests are included
(Monthly & 1 Person)
Service Included? Underwritten by: 
(Yearly & 1 Person)
Service Included? Underwritten by:
(Monthly & 1 Person)
Service Included? Underwritten by:
(Yearly & 1 Person)
Service Included? Underwritten by:
(Monthly & 1 Person)
Service Included? Underwritten by:
(Yearly & 1 Person)
Service Included? Underwritten by:
No Package found
Health insurance is a contract where you pay a premium, and in return, the insurer covers part or all of your medical expenses. This helps reduce financial stress during health emergencies.
Health insurance protects you from financial burdens due to unexpected medical expenses, ensuring you can focus on recovery rather than financial stress.
Chhaya covers hospital stays, outpatient care, accidental life, and disability—giving you all-round protection for your health.
Yes, there is a waiting period of 30 days from the date of purchase before you can claim benefits. Please review your policy details for full information on coverage timelines.
Registration is simple—just basic identification documents for youself and your nominee, along with your contact details are required. No paperwork needed!
To make a claim, you typically submit required documents to the insurer. Chhaya offers a digital claim process, allowing you to track your claim status online.
Simply log in to our web app, fill out the claim form, and upload required documents. The process is fully digital and paperless.
Most claims are reviewed and settled within a week, thanks to our efficient digital process.
Absolutely! You can track your claim status in real-time through our customer web app.
Chhaya’s digital claim process and efficient tracking system ensure that claims are processed swiftly, minimizing delays and stress during critical times.
No, right now pre-existing conditions are not covered by the health packages.
Our micro insurance plans are designed to be budget-friendly, making quality health protection accessible for everyone. Our plans start from as low as 49 BDT per month making them an excellent option for those seeking affordable coverage.
You can cancel your policy at any time using the Chhaya web app. Please note that if you cancel and later decide to re-enroll, our waiting periods will restart. Additionally, any conditions diagnosed or treated during your initial policy period will be considered pre-existing conditions in a future policy.
While existing policies cannot be modified, you have the flexibility to purchase additional policies from Chhaya if your needs change. This allows you to tailor your coverage to suit your evolving requirements.
Chhaya offers unique affordable micro insurance plans with quick registration and easy digital claim submission, making quality health protection accessible and hassle-free.
No, you do not need to make a good health declaration to purchase Chhaya’s health insurance. Our process is designed to be straightforward and accessible.
No, a medical test is not mandatory to purchase Chhaya’s health insurance. We aim to keep the enrollment process simple and hassle-free.
Stay covered with ease! Chhaya offers automated recurring payments, ensuring your coverage remains active without interruption, so you can focus on your well-being.
As a Chhaya subscriber, you gain access to exclusive discounts at our network of partner hospitals and healthcare service providers. Here’s how you can save:
